Milvionne Chery Copeland
Editor's Overview:
- The Winner: WalletHub
- WalletHub and Goodbudget offer free plans that allow users to make a budget, track expenses, and create debt payoff strategies. YNAB does not offer a free plan.
- WalletHub gives users multiple ways to make a budget, while Goodbudget and YNAB make users budget one way.
- WalletHub offers more non-budgeting features – such as access to your credit score and report, identity theft protection, and credit monitoring – than Goodbudget and YNAB.
- WalletHub is the only app among these three to offer a subscription manager feature that can help users find recurring subscriptions and easily cancel the ones they no longer need.
- WalletHub offers identity theft restoration services and identity theft insurance, unlike Goodbudget and YNAB.
- WalletHub has the highest average user rating among these apps on Google Play and the App Store.
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